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Digital Public Goods Alliance - 2026
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The Mifos X DPG suite includes a core banking platform, payment orchestration engine, and mobile banking interfaces to enable the effective delivery of digital financial services such as savings and credit-led financial inclusion, G2P payments, integration into IIPS and more.
Owner
The Mifos Initiative
Type
mobile, web
Licence
MPL-2.0
Last evaluated
11.11.2025
Origin country
United States of America
contact
edcable@mifos.orgRelease date
19.10.2013
DPG since
08.01.2023
The following repositories were submitted by the solution and included in our evaluation. Any repositories, add-ons, features not included in here were not reviewed by us.
N/A
English
Mexico built their solution SIBI for numerous government institutions on Mifos X, India is using our solution for rural bank financial inclusion. Ministry of Secondary Education in Sierra Leone is dep…
* This information is self-reported and updated annually
The Mifos Initiative is a fintech non-profit leveraging the cloud, mobile, and open source community to advance the financial health of the world’s 3 billion underbanked. We lead the global community that builds, supports and uses innovative solutions powered by Apache Fineract and Mifos, the open source core banking infrastructure we pioneered. More than 25 million clients are being served by the 500 institutions using our open APIs across 65 countries. Our DPGs supply the critical infrastructure for both the government to seamlessly orchestrate and deliver payments as well as the digital financial service provider (DFSP) ecosystem to deliver inclusive financial services. We enable DFSPs to modernize their core systems to connect to IIPS and core banking to enable the delivery of G2P payments into functional wallets & transaction accounts with the capability to layer on additional financial services. Our building blocks for banking make core banking a commoditized infrastructure, empowering any organization, anywhere to embed any financial service to any customer via any channel. We provide the common functionalities for creating customers, managing wallets, savings and loan accounts, orchestrating payments, and maintaining the financial ledger & reports. We provide a set of open-source building blocks for digital financial services consisting of re-usable and pluggable components that support the common core banking requirements. Our end to end open source architecture for digital financial services can power an entire digital financial services ecosystem with multiple layers of open APIs at the solution and application level that fuel innovation on top of digital interoperable payment rails - Open Source Banking APIs for flexible account management from Mifos and Fineract, Open APIs for Payments Interoperability via Mojaloop, and app-level innovation enabled by Open Banking APIs and reference mobile apps.
No mandatory proprietary dependencies
Yes
Understand the Existing Ecosystem, User Stories, Principles for Digital Development, Collaborative, Open Community, Open Data, Scalability and Performance/ Scaling and Optimization, Coding Standards, Open Innovation, Open Source, Open Standards and File Formats, Build for Sustainability, Reuse and Improve, Reuse and Improve
PII data is collected and stored but NOT distributed.
https://openmf.github.io/privacy_policy_mifos_mobile.html While we don't collect the data ourselves, the software has high degrees of security and compliance at the software and network level to ensure data integrity.
Content is NOT collected NOT stored and NOT distributed.
Yes
Contributors guide - https://docs.mifos.org/general-contributing-guidelines/contributors-guide, https://github.com/openMF/community-app/blob/develop/Contributing.md
2026-09-12 01:30:07
System created a refresher application for Mifos X (12212)
2026-09-12 01:30:07
System created an autofill refresher application for Mifos X (14814)
2025-11-11 04:00:39
Ricardo Torres (L2 Reviewer) submitted their review of Mifos X (152) and found it to be a DPG
2025-11-11 04:00:38
System moved Mifos X (12212) to expired because parent application is now DPG.
2025-11-11 04:00:38
System unmarked Mifos X (12212) as a nominee
2025-11-11 04:00:34
Ricardo Torres (L2 Reviewer) passed 4. Platform Independence for Mifos X (12212)
2025-11-11 04:00:20
Ricardo Torres (L2 Reviewer) passed Scale of Solution for Mifos X (12212)
2025-11-11 04:00:17
Ricardo Torres (L2 Reviewer) passed 9C. Protection from Harassment for Mifos X (12212)
2025-11-11 04:00:15
Ricardo Torres (L2 Reviewer) passed 9B. Inappropriate & Illegal Content for Mifos X (12212)
2025-11-11 04:00:12
Ricardo Torres (L2 Reviewer) passed 9A. Data Privacy & Security for Mifos X (12212)
2025-11-11 04:00:09
Ricardo Torres (L2 Reviewer) passed 8. Standards & Best Practices for Mifos X (12212)
2025-11-11 03:59:58
Ricardo Torres (L2 Reviewer) passed 7. Privacy & Applicable Laws for Mifos X (12212)
2025-11-11 03:59:55
Ricardo Torres (L2 Reviewer) passed 6. Mechanism for Extracting Data for Mifos X (12212)
2025-11-11 03:59:52
Ricardo Torres (L2 Reviewer) passed 5. Documentation for Mifos X (12212)
2025-11-11 03:59:41
Ricardo Torres (L2 Reviewer) passed 3. Clear Ownership for Mifos X (12212)
2025-11-11 03:59:36
Ricardo Torres (L2 Reviewer) edited 2. Open Licensing for Mifos X (12212)
2025-11-11 03:59:26
Ricardo Torres (L2 Reviewer) passed 2. Open Licensing for Mifos X (12212)
2025-11-11 03:59:23
Ricardo Torres (L2 Reviewer) passed 1. SDG Relevance for Mifos X (12212)
2025-11-11 03:58:42
Ricardo Torres (L2 Reviewer) passed General Information for Mifos X (12212)
2025-11-11 03:58:38
Ricardo Torres (L2 Reviewer) pulled Mifos X (12212) under review
2025-09-30 00:02:33
Bolaji Ayodeji (L1 Reviewer) submitted their review of Mifos X (12212)
2025-09-30 00:02:24
Bolaji Ayodeji (L1 Reviewer) passed Scale of Solution for Mifos X (12212)
2025-09-30 00:02:20
Bolaji Ayodeji (L1 Reviewer) passed 9C. Protection from Harassment for Mifos X (12212)
2025-09-30 00:02:17
Bolaji Ayodeji (L1 Reviewer) edited 9C. Protection from Harassment for Mifos X (12212)
2025-09-30 00:01:24
Bolaji Ayodeji (L1 Reviewer) passed 9B. Inappropriate & Illegal Content for Mifos X (12212)
2025-09-30 00:01:19
Bolaji Ayodeji (L1 Reviewer) passed 9A. Data Privacy & Security for Mifos X (12212)
2025-09-30 00:00:57
Bolaji Ayodeji (L1 Reviewer) passed 8. Standards & Best Practices for Mifos X (12212)
2025-09-30 00:00:45
Bolaji Ayodeji (L1 Reviewer) passed 7. Privacy & Applicable Laws for Mifos X (12212)
2025-09-30 00:00:17
Bolaji Ayodeji (L1 Reviewer) passed 6. Mechanism for Extracting Data for Mifos X (12212)
2025-09-29 23:58:51
Bolaji Ayodeji (L1 Reviewer) passed 5. Documentation for Mifos X (12212)
2025-09-29 23:57:02
Bolaji Ayodeji (L1 Reviewer) passed 4. Platform Independence for Mifos X (12212)
2025-09-29 23:55:27
Bolaji Ayodeji (L1 Reviewer) edited General Information for Mifos X (12212)
2025-09-29 23:52:25
Bolaji Ayodeji (L1 Reviewer) edited General Information for Mifos X (12212)
2025-09-29 23:50:06
Bolaji Ayodeji (L1 Reviewer) edited General Information for Mifos X (12212)
2025-09-29 23:48:50
Bolaji Ayodeji (L1 Reviewer) passed 3. Clear Ownership for Mifos X (12212)
2025-09-29 23:48:09
Bolaji Ayodeji (L1 Reviewer) passed 2. Open Licensing for Mifos X (12212)
2025-09-29 23:48:07
Bolaji Ayodeji (L1 Reviewer) edited 2. Open Licensing for Mifos X (12212)
2025-09-29 23:47:22
Bolaji Ayodeji (L1 Reviewer) passed 1. SDG Relevance for Mifos X (12212)
2025-09-29 23:47:07
Bolaji Ayodeji (L1 Reviewer) passed General Information for Mifos X (12212)
2025-09-29 23:46:25
Bolaji Ayodeji (L1 Reviewer) pulled Mifos X (12212) under review
2025-02-14 19:38:54
Edward Cable (Applicant) submitted application for Mifos X (12212)
2024-12-16 01:30:04
System created a refresher application for Mifos X (11224)
2024-02-15 09:19:44
Richard Kagaba (L2 Reviewer) submitted their review of Mifos X (1051) and found it to be a DPG
2024-02-15 09:19:42
System unmarked Mifos X (11224) as a nominee
2024-02-15 09:19:42
System remove tag Late from Mifos X (11224)
2024-02-15 09:19:28
Richard Kagaba (L2 Reviewer) passed 7. Privacy & Applicable Laws for Mifos X (11224)
2024-02-15 09:19:26
Richard Kagaba (L2 Reviewer) edited a note on 7. Privacy & Applicable Laws for Mifos X (11224)
2024-02-15 09:18:57
Richard Kagaba (L2 Reviewer) edited 7. Privacy & Applicable Laws for Mifos X (11224)
2024-02-14 18:00:01
System add new tag Late to Mifos X (11224)
2024-02-14 17:13:51
Admin (Admin) over ride decision for Mifos X (11224)
2024-02-12 11:27:55
Richard Kagaba (L2 Reviewer) requested clarifications for Mifos X (11224)
2024-02-12 11:27:53
System marked Mifos X (11224) as a nominee
2024-02-12 11:25:42
Richard Kagaba (L2 Reviewer) require clarification on 7. Privacy & Applicable Laws for Mifos X (11224)
2024-02-12 11:23:57
Richard Kagaba (L2 Reviewer) passed Scale of Solution for Mifos X (11224)
2024-02-12 11:23:41
Richard Kagaba (L2 Reviewer) passed 9C. Protection from Harassment for Mifos X (11224)
2024-02-12 11:23:19
Richard Kagaba (L2 Reviewer) passed 9B. Inappropriate & Illegal Content for Mifos X (11224)
2024-02-12 11:23:09
Richard Kagaba (L2 Reviewer) passed 9A. Data Privacy & Security for Mifos X (11224)
2024-02-12 11:22:27
Richard Kagaba (L2 Reviewer) passed 8. Open Standards & Best Practices for Mifos X (11224)
2024-02-12 11:12:50
Richard Kagaba (L2 Reviewer) passed 6. Non-PII Data Extraction for Mifos X (11224)
2024-02-12 11:12:16
Richard Kagaba (L2 Reviewer) passed 5. Documentation for Mifos X (11224)
2024-02-12 10:57:58
Richard Kagaba (L2 Reviewer) passed 4. Platform Independence for Mifos X (11224)
2024-02-12 10:57:50
Richard Kagaba (L2 Reviewer) passed 3. Clear Ownership for Mifos X (11224)
2024-02-12 10:56:43
Richard Kagaba (L2 Reviewer) passed 2. Open Licensing for Mifos X (11224)
2024-02-12 10:56:28
Richard Kagaba (L2 Reviewer) passed 1. SDG Relevance for Mifos X (11224)
2024-02-12 09:48:13
Richard Kagaba (L2 Reviewer) passed General Information for Mifos X (11224)
2024-02-12 09:16:22
Richard Kagaba (L2 Reviewer) pulled Mifos X (11224) under review
2024-02-11 19:34:25
L1 Reviewer (L1 Reviewer) submitted their review of Mifos X (11224)
2024-02-11 19:34:13
L1 Reviewer (L1 Reviewer) passed 9A. Data Privacy & Security for Mifos X (11224)
2024-02-11 19:34:11
L1 Reviewer (L1 Reviewer) passed Scale of Solution for Mifos X (11224)
2024-02-11 19:34:09
L1 Reviewer (L1 Reviewer) passed 9B. Inappropriate & Illegal Content for Mifos X (11224)
2024-02-11 19:33:55
L1 Reviewer (L1 Reviewer) passed 9C. Protection from Harassment for Mifos X (11224)
2024-02-11 19:33:53
L1 Reviewer (L1 Reviewer) edited 9C. Protection from Harassment for Mifos X (11224)
2024-02-11 19:29:05
L1 Reviewer (L1 Reviewer) passed 8. Open Standards & Best Practices for Mifos X (11224)
2024-02-11 19:28:52
L1 Reviewer (L1 Reviewer) failed 7. Privacy & Applicable Laws for Mifos X (11224)
2024-02-11 19:28:28
L1 Reviewer (L1 Reviewer) edited 7. Privacy & Applicable Laws for Mifos X (11224)
2024-02-11 19:26:58
L1 Reviewer (L1 Reviewer) passed 6. Non-PII Data Extraction for Mifos X (11224)
2024-02-11 19:26:56
L1 Reviewer (L1 Reviewer) edited 6. Non-PII Data Extraction for Mifos X (11224)
2024-02-11 19:25:31
L1 Reviewer (L1 Reviewer) passed 5. Documentation for Mifos X (11224)
2024-02-11 19:25:04
L1 Reviewer (L1 Reviewer) edited 5. Documentation for Mifos X (11224)
2024-02-11 19:23:55
L1 Reviewer (L1 Reviewer) passed 4. Platform Independence for Mifos X (11224)
2024-02-11 19:23:52
L1 Reviewer (L1 Reviewer) passed 3. Clear Ownership for Mifos X (11224)
2024-02-11 19:23:45
L1 Reviewer (L1 Reviewer) passed 2. Open Licensing for Mifos X (11224)
2024-02-11 19:23:32
L1 Reviewer (L1 Reviewer) passed 1. SDG Relevance for Mifos X (11224)
2024-02-11 19:23:30
L1 Reviewer (L1 Reviewer) edited 1. SDG Relevance for Mifos X (11224)
2024-02-11 19:22:20
L1 Reviewer (L1 Reviewer) passed General Information for Mifos X (11224)
2024-02-11 19:21:48
L1 Reviewer (L1 Reviewer) pulled Mifos X (11224) under review
2024-01-13 18:21:23
Edward Cable (Applicant) submitted application for Mifos X (11224)
2024-01-13 17:50:55
Edward Cable (Applicant) created a refresher application for Mifos X (10062)
2024-01-09 01:30:01
System moved Mifos X (10062) to expired.
2023-01-08 07:17:03
Ricardo Torres (L2 Reviewer) submitted their review of Mifos X (152) and found it to be a DPG
2023-01-08 07:17:02
System unmarked Mifos X (10062) as a nominee
2023-01-08 07:16:57
Ricardo Torres (L2 Reviewer) passed Scale of Solution for Mifos X (10062)
2023-01-08 07:16:52
Ricardo Torres (L2 Reviewer) edited Scale of Solution for Mifos X (10062)
2023-01-08 07:15:14
Ricardo Torres (L2 Reviewer) passed 8. Open Standards & Best Practices for Mifos X (10062)
2023-01-08 07:14:57
Ricardo Torres (L2 Reviewer) edited 8. Open Standards & Best Practices for Mifos X (10062)
2023-01-08 07:10:43
Ricardo Torres (L2 Reviewer) pulled Mifos X (10062) under review
2023-01-03 16:39:43
David Njagah (L1 Reviewer) submitted their review of Mifos X (10062)
2023-01-03 16:39:36
David Njagah (L1 Reviewer) passed Scale of Solution for Mifos X (10062)
2023-01-03 16:39:00
David Njagah (L1 Reviewer) passed 8. Open Standards & Best Practices for Mifos X (10062)
2023-01-03 16:38:30
David Njagah (L1 Reviewer) pulled Mifos X (10062) under review
2022-12-31 06:31:02
Application clarifications submitted, Application move to L1 for review again
2022-12-31 06:31:02
New tag (Clarifications) added to application
2022-12-29 18:51:18
Nathan Baleeta (L2 Reviewer) requested clarifications for Mifos X (10062)
2022-12-29 18:51:16
System marked Mifos X (10062) as a nominee
2022-12-29 18:51:08
Nathan Baleeta (L2 Reviewer) passed 4. Platform Independence for Mifos X (10062)
2022-12-29 18:50:36
Nathan Baleeta (L2 Reviewer) passed 2. Open Licensing for Mifos X (10062)
2022-12-29 18:50:30
Nathan Baleeta (L2 Reviewer) edited 2. Open Licensing for Mifos X (10062)
2022-12-29 18:48:21
Nathan Baleeta (L2 Reviewer) passed 9A. Data Privacy & Security for Mifos X (10062)
2022-12-29 18:48:13
Nathan Baleeta (L2 Reviewer) require clarification on Scale of Solution for Mifos X (10062)
2022-12-29 18:47:46
Nathan Baleeta (L2 Reviewer) require clarification on 8. Open Standards & Best Practices for Mifos X (10062)
2022-12-29 18:47:06
Nathan Baleeta (L2 Reviewer) edited 8. Open Standards & Best Practices for Mifos X (10062)
2022-12-29 18:46:42
Nathan Baleeta (L2 Reviewer) passed 1. SDG Relevance for Mifos X (10062)
2022-12-29 18:46:22
Nathan Baleeta (L2 Reviewer) passed 3. Clear Ownership for Mifos X (10062)
2022-12-29 18:46:02
Nathan Baleeta (L2 Reviewer) passed General Information for Mifos X (10062)
2022-12-29 18:45:55
Nathan Baleeta (L2 Reviewer) edited General Information for Mifos X (10062)
2022-12-29 18:44:47
Nathan Baleeta (L2 Reviewer) passed 9B. Inappropriate & Illegal Content for Mifos (10062)
2022-12-29 18:44:36
Nathan Baleeta (L2 Reviewer) passed 9C. Protection from Harassment for Mifos (10062)
2022-12-29 18:43:50
Nathan Baleeta (L2 Reviewer) passed 7. Privacy & Applicable Laws for Mifos (10062)
2022-12-29 18:43:46
Nathan Baleeta (L2 Reviewer) edited 7. Privacy & Applicable Laws for Mifos (10062)
2022-12-29 18:42:56
Nathan Baleeta (L2 Reviewer) passed 6. Non-PII Data Extraction for Mifos (10062)
2022-12-29 18:42:48
Nathan Baleeta (L2 Reviewer) passed 5. Documentation for Mifos (10062)
2022-12-29 18:42:43
Nathan Baleeta (L2 Reviewer) edited 5. Documentation for Mifos (10062)
2022-12-29 18:41:52
Nathan Baleeta (L2 Reviewer) edited General Information for Mifos (10062)
2022-12-29 18:41:25
Nathan Baleeta (L2 Reviewer) edited 5. Documentation for Mifos (10062)
2022-12-29 18:41:14
Nathan Baleeta (L2 Reviewer) edited General Information for Mifos (10062)
2022-12-29 18:37:28
Admin (Admin) over ride decision for Mifos (10062)
2022-12-28 19:27:05
System remove tag Late from Mifos (10062)
2022-12-28 19:27:05
David Njagah (L1 Reviewer) submitted their review of Mifos (10062)
2022-12-28 19:26:59
David Njagah (L1 Reviewer) passed Scale of Solution for Mifos (10062)
2022-12-28 19:26:52
David Njagah (L1 Reviewer) passed 9C. Protection from Harassment for Mifos (10062)
2022-12-28 19:26:37
David Njagah (L1 Reviewer) passed 9B. Inappropriate & Illegal Content for Mifos (10062)
2022-12-28 19:26:24
David Njagah (L1 Reviewer) passed 9A. Data Privacy & Security for Mifos (10062)
2022-12-28 19:26:16
David Njagah (L1 Reviewer) passed 8. Open Standards & Best Practices for Mifos (10062)
2022-12-28 19:26:02
David Njagah (L1 Reviewer) passed 7. Privacy & Applicable Laws for Mifos (10062)
2022-12-28 19:25:55
David Njagah (L1 Reviewer) passed 6. Non-PII Data Extraction for Mifos (10062)
2022-12-28 19:25:47
David Njagah (L1 Reviewer) passed 5. Documentation for Mifos (10062)
2022-12-28 19:25:07
David Njagah (L1 Reviewer) passed 4. Platform Independence for Mifos (10062)
2022-12-28 19:22:55
David Njagah (L1 Reviewer) passed 3. Clear Ownership for Mifos (10062)
2022-12-28 19:22:21
David Njagah (L1 Reviewer) passed 2. Open Licensing for Mifos (10062)
2022-12-28 19:21:22
David Njagah (L1 Reviewer) passed 1. SDG Relevance for Mifos (10062)
2022-12-28 19:14:36
David Njagah (L1 Reviewer) passed General Information for Mifos (10062)
2022-12-21 21:00:06
System add new tag Late to Mifos (10062)
2022-12-21 12:44:03
Admin (Admin) edited 2. Open Licensing for Mifos (10062)
2022-12-21 12:42:29
Admin (Admin) edited 2. Open Licensing for Mifos (10062)
2022-12-21 12:41:24
Admin (Admin) edited General Information for Mifos (10062)
2022-12-21 12:41:03
Admin (Admin) edited General Information for Mifos (10062)
2022-12-21 12:40:39
Admin (Admin) edited General Information for Mifos (10062)
2022-12-21 12:37:53
Admin (Admin) edited 2. Open Licensing for Mifos (10062)
2022-12-21 12:36:15
Admin (Admin) edited General Information for Mifos (10062)
2022-12-21 12:35:35
Admin (Admin) edited General Information for Mifos (10062)
2022-12-21 12:35:15
Admin (Admin) edited General Information for Mifos (10062)
2022-12-21 12:33:35
Admin (Admin) edited General Information for Mifos (10062)
2022-12-21 12:32:34
Admin (Admin) update Tags for Mifos Android (10062)
2022-12-21 12:32:26
Admin (Admin) update L2 Reviewer for Mifos Android (10062)
2022-12-21 12:32:22
Admin (Admin) update L1 Reviewer for Mifos Android (10062)
2022-12-21 12:32:16
Admin (Admin) over ride decision for Mifos Android (10062)
2022-11-01 07:38:18
Application imported by admin
Digital Payments